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Disability benefits may become harder to get for older workers

October 5, 2025
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Disability benefits may become harder to get for older workers
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The Trump administration is proposing changes to Social Security that could reshape how millions of older Americans qualify for disability benefits, and critics warn it could leave some struggling just before retirement. Under the new rules, “age” would no longer be a central factor in assessing eligibility, effectively raising the bar for workers in their 50s and 60s who face chronic illness or long-term injury.

Social Security Administration spokesman Barton Mackey said the agency is working on plans to “propose improvements to the disability adjudication process to ensure our disability program remains current and can be more efficiently administered.”

“This includes proposing policy updates to occupational data sources and optimizing their use to serve our customers and preserve the trust funds,” Mackey added. “Once the proposal is fully developed, we will share it publicly and request public comment through the standard rulemaking process. … As with any rulemaking, we will consider and analyze public comments before deciding whether to finalize the rule.”

Critics say the changes could disproportionately affect older workers. Already navigating a complex application process and long wait times, they argue removing age as a consideration makes it harder for people with legitimate claims to get approved. Supporters contend the updates reflect longer lifespans and an evolving workforce, ensuring disability support reaches those who “truly can’t work.”

The timing is politically charged. Social Security remains a lightning rod in American politics, with debates over solvency, benefits and generational fairness heating up ahead of the midterms. For those who rely on disability benefits to make ends meet, the proposed rules aren’t just abstract numbers, but rather they could mean the difference between financial security and hardship.

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